A charitable platform where donors can donate money to those in need. Those who need something but do not have enough funds post their stories, and donors either fully pay for them or contribute together. Donors can also set up automation so that the system automatically finds stories that match their interests and deducts money from their current balance for them. If desired, subscriptions can be set up so that certain stories are sponsored regularly. For such donations, the system provides tax deductions for donors, and to ensure that the collected money is not spent inappropriately, credit cards with the donation amount are automatically issued to those in need, which can only be used in specific places where the items they were collecting for are sold.