Excel / Google Sheets templates for Money & Budgeting Starter Guide

Project Description:
It is necessary to create a set of financial tables (editable templates) in Excel (.xlsx) and Google Sheets format. Each table should have a neat design, simple formulas, a sample fill-in, and be ready for use even for beginners.

Language of the final product:  English
Number of templates:  5 main + 1 additional

Technical Specifications (for templates) - details can be done at your own discretion, the main thing is functionality and correctness of calculations

A pleasant design is required 

1. Monthly Budget Tracker

• Columns: Category, Planned, Actual, Difference

• Sections: Income, Fixed Expenses, Variable Expenses, Savings

• Formulas: SUM, automatic calculation of the difference (Planned – Actual).

• Visualization: conditional formatting (red = over budget, green = savings).

2. Weekly Expense Log

• Table for 7 days.

• Columns: Date, Category, Amount, Notes.

• Categories: Food, Transport, Shopping, Entertainment, Other.

• Automatic calculation of expenses for the week.

3. Savings Goal Tracker

• Field for entering Savings Goal (for example, $2000).

• Field for Monthly Contribution.

• Progress bar (% of goal completion).

• Conditional formatting (the closer to the goal, the darker the fill).

4. Debt Payoff Tracker

• Columns: Debt Name, Total Amount, Minimum Payment, Paid To Date, Balance.

• Automatic update of Balance (Total – Paid).

• Progress bar (% of repayment).

• Ability to add multiple debts to the list.

5. Bill Payment Checklist

• Table with regular payments (Rent, Internet, Phone, Insurance, Netflix, etc).

• Columns: Bill, Due Date, Amount, Paid (Yes/No).

• Checkbox for Paid.

• Automatic calculation of paid/unpaid.

6 - Annual Budget Overview

• Columns: Month, Income, Expenses, Savings, Balance.

• Automatic calculation of balance by month.

• Chart (line chart) for visualization.

Style Requirements

• Minimalist design (white cells, light color accents).

• Only standard fonts to avoid display issues.

• All tables must be in separate sheets with the names: Monthly Budget, Weekly Log, Savings Tracker, Debt Tracker, Bill Checklist.

• Each table should have a sample fill-in (3–4 rows).

Final Result

• File Excel (.xlsx) with all templates.

• File Google Sheets (shareable link).

• Instruction (1 sheet) with a brief explanation: “How to use these templates”.