It is necessary to develop two products based on one core. The first product is X, crypto acquiring for users, supporting BTC, ETH, USDT, and EUR stablecoins with the ability to deposit, withdraw, convert, and view transaction history. The second product is X Business, acquiring for stores and platforms, supporting cards (Visa, Mastercard), Google Pay, and Apple Pay, as well as functionality for viewing transactions, reporting, and managing the store.
The core of the system processes users, transactions, KYC/AML, notifications (email, push, webhook), and risk/settlement. The architecture should be modular so that each product uses only its payment methods, but the database, transaction logic, and payment processing remain common. A thoughtful backend for transactions and security is required, as well as a frontend with a Dashboard, payment forms, transaction history, and reports.
Real experience in developing FinTech projects (payment systems, acquiring, transaction processing, KYC/AML) is mandatory. Ideally, a ready team.
The final price for the project is negotiable.