NEO banking solution

Hello! I have experience in creating and managing projects in Fin-Tech. Currently, I have an active personal project, developing it like Wise but with partial decentralization. If interested, I am ready to discuss in more detail via private message.

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Good afternoon
We have experience in developing similar projects
we have a full team
we can do everything turnkey, within optimal deadlines and with quality
here is our project
https://my.crystalbank.com.ua/ifobsClientCrystal/LoginForm.action#
https://play.google.com/store/apps/details?id=ua.com.cs.ifobs.mobile.crystal

Please send the technical specifications in private message
… I would appreciate your feedback

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Hello! Thank you very much for the opportunity — my name is vayl uperuk, and I’m genuinely interested in your project. The topic of neo banking is very close to both my experience and my professional interests, so I would definitely like to be involved in implementing this initiative and work with you as part of your team.

I have hands-on experience in building fintech solutions, including fully functional neo banking platforms. Within our team, we have already developed systems that include modules for:

user onboarding with KYC/AML checks,

account management and inter-account transactions,

processing incoming and outgoing bank transactions (via SEPA/SWIFT),
…
integrating crypto wallets (both custodial and non-custodial),

issuing virtual and physical cards (using Stripe Issuing or Marqeta),

and working with external banking and payment partner APIs.

Technically, we work with Python (FastAPI), Node.js, TypeScript, and make active use of PostgreSQL, Redis, Docker, Kubernetes, deploying our solutions on AWS or GCP. On the frontend side, we use React, Next.js, and Flutter, depending on the use case. We also have integration experience with services like Fireblocks, Railsr, Binance API, and Open Banking APIs.

From analyzing your requirements, I see that you’re looking for a team that already has experience building the core of a neo banking solution. This includes:

full user onboarding and account management,

inter-account transfers,

integration with banking systems,

cryptocurrency services,

card issuance and management.

To implement this, we would break the system into separate services (microservice architecture or a well-structured monolith), designed for scalability. Flexible integration with partners will allow us to adapt to your jurisdiction, user base, and functional needs.

Before moving forward, I’d like to ask a few important questions to better understand the context:

In which country or region is the launch planned? (Important for regulatory requirements)

Do you already have a licensed banking or payment partner?

What level of crypto integration are you planning: custodial or non-custodial wallets?

Do you plan to issue physical/virtual cards? If so, have you selected an issuer?

Are you starting from scratch, or do you have an existing system that needs to be scaled or extended?

As for timelines — if starting from scratch, a basic MVP including onboarding, account management, core crypto functionality, and card integration could b

Hello.

I can implement the task. I have experience in a similar project. The deadlines and cost are approximate - need to discuss the details.
Write, I will do everything quickly and efficiently.

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Hello!
I am interested in your project. I offer my services for creating modern, scalable, and user-friendly web solutions (online stores, web applications).
I am ready to discuss how to best implement your idea. Write or call!

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Our team can offer a ready-to-launch white-label fintech platform that aligns with your needs for speed, functionality, and scalability.

Platform Highlights:
User onboarding (KYC-ready)

Multi-currency wallets (EUR, USD, GBP, and stablecoins like USDT/USDC)

Virtual card issuing integration (via partners like Marqeta, Wallester, or Modulr)

… IBAN/local account number generation via API integrations

Fully branded user & admin dashboards (transaction logs, account limits, etc.)

AML/compliance dashboard (basic rule-based monitoring)

Crypto wallet module (optional; can be activated post-launch)

Modern REST APIs for third-party integrations

Why This is a Fit:
Platform is already deployed for other clients and can be rebranded with minimal customization (logo, colors, content)

Infrastructure supports multi-region deployment (EU, Africa, MENA, Asia)

Tech stack: Node.js, React, PostgreSQL, Docker/Kubernetes, with AWS or DigitalOcean hosting

Deployment in 2–4 weeks depending on branding and integrations

Pricing & Terms:
License Fee: Starting at $15,000 – $30,000 depending on modules (crypto, cards, IBAN, etc.)

Monthly SaaS fee: From $800 – $2,000/month based on user volume & support level

Source code license available (negotiable on buyout or exclusive terms)

Included:
Demo access (live or video walkthrough)

Hosting/deployment guide

Integration roadmap & documentation

Client references (under NDA)

We are looking for a ready-made white-label fintech / neo banking platform (not custom-built from scratch)

We are building a cross-border fintech solution with features like fiat and crypto wallets, virtual payment cards, stablecoin on/off-ramps, and business/personal account support.

We’re looking for a development company or team that has already built a complete fintech/neo banking platform (ideally for another client or as their own IP) and is ready to license or white-label it to us with minimal customization (UI/UX, logo, and branding only).

Platform must include:
• User onboarding
• Multi-currency wallets (fiat + optional stablecoin)
… • Virtual cards issuing integration (e.g., Visa, Mastercard, via partners)
• IBANs or local account numbers (via API if possible)
• Dashboard for users and admin (with full transaction logs, limits, etc.)
• Basic AML/transaction monitoring tools
• APIs for future integrations
• Ideally: crypto wallet integration or modularity


What we want:
• A fully functional white-label solution that is already built and in use or testable
• We do not want a ground-up custom build, we want speed-to-market
• Source code is required if platform is robust and stable
• Must be able to rebrand the platform and launch in weeks, not months


Please include:
• A demo or video walkthrough of your existing platform
• Tech stack and hosting/deployment details
• Licensing or pricing terms
• Examples of previous clients (if allowed to share)
• Delivery time after agreement

We are open to short-term and long-term collaboration depending on the quality and flexibility of your solution.