To give you a clearer idea of what the text might look like or in what form you will receive it — here is an example.
I provide this example to help you better estimate the scope of work and determine the cost of your services.
For some scenes, improvisation and slight deviations from the text are allowed — the main thing is to preserve the essence and mood.
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Topic: "How to earn a pension in Poland if you are from Ukraine"
(with humor, a smile where appropriate, 10–12 min)
(confidently, friendly, with a smile)
— Hello! Today we are talking about a topic that seems to interest no one… until it’s too late. Specifically — pension in Poland. How to earn it, who gets it, how much they pay, and what to do so that in old age you’re not eating only pasta without sauce.
— In short: in Poland, to receive a pension, you need to
live long enough (first challenge)
have insurance experience (second challenge)
— The retirement age here is:
for women — 60 years,
for men — 65.
Guys, don’t rejoice yet: these five years are not a bonus, but a chance to work a little longer and… manage to pay for your apartment.
— What is insurance experience? It’s when someone (ideally — an employer, not mom) pays contributions to ZUS on your behalf.
Did you work officially? Great — you have experience.
Did you work “under the table”? Also great… but only for the table. ZUS has not heard of you, has not seen you, and owes nothing.
— Even one day of experience can give the right to a pension. But don’t get too excited. Because ZUS is not Santa Claus. If they see that you worked exactly one day — they might ask: "What is this tricky maneuver?"
Verification is guaranteed. And a pension for one day is like a teaspoon of water in the desert: formally exists, but essentially — no.
— And here is the main point:
In Poland, pension depends not so much on the length of experience, but on how much has been paid for you.
You can work 5 years and receive a good salary — and get a decent pension.
Or you can drag out 20 years on half-time minimum wage — and end up with… not even a coffee in a cafe.
— A real story: one viewer shared — she was assigned a pension of 22 zlotys.
I thought it was some kind of bonus points in the supermarket. But no — it’s an official pension.
Because she worked on 1/3 of a full-time job, contributions were minimal — the result is appropriate.
— But! There is a light at the end of the tunnel.
If your pension is small — for example, these same 22 zlotys — you can submit an application for recognition of Ukrainian experience.
Yes, yes. Poland and Ukraine have an official agreement: if you worked in Ukraine, paid contributions — this experience can be added to the Polish one.
— For example:
5 years worked in Poland + 15 years in Ukraine = 20 years of insurance experience.
This means that your pension can be raised to the minimum Polish, which is currently 1709 zlotys net.
This is no longer 22. Now you can buy not only bread, but also butter. And even catch a discount on cheese.
— How to do this?
You need to submit two applications:
for the Polish pension,
for the recognition of Ukrainian experience.
- And submit them immediately, not “sometime later if I remember”. Because ZUS will recalculate the pension exactly from the moment of submitting the documents. And will pay all retroactively. Even if you have to wait a year.
— And now an important point:
you do not send anything to Ukraine yourself.
No need to look for archive certificates, call the pension fund — none of that.
ZUS makes the request itself. Your task is just to submit the application and wait. Patiently.
Because the response from Ukraine may take a long time — you know how it is with paperwork.
— And one more thing. If you already have a decent pension — for example, more than 1709 zlotys — then Ukrainian experience will just add on top.
Not “pull up”, but really add.
Bonus. For honest work at home. Nice, isn’t it?
— If you haven’t worked in Poland yet, but are already of retirement age — no worries.
You can start even now. Umowa zlecenie or umowa o pracę — the main thing is that contributions are paid on your behalf.
Even 2-3 years of official work — and you already have the right to apply for a pension.
So it’s never too late. Only maybe too late — then it’s better to start earlier.
— So, the conclusion:
A pension in Poland is not a lottery. It’s a system.
How much you contribute — so much you will receive.
And if you have Ukrainian experience — don’t throw it in the drawer, use it. It’s your real chance to get more.
(smiling)
— I hope now it’s clearer how all this works. If you have questions — ask in the comments. And even better — go and check your experience right now.
Because a pension doesn’t wait. It either exists or it doesn’t. And a table doesn’t help here.
See you in the next video!